THE BIG QUESTIONS:
Knowing when to retire is not easy. Often times, we don't exactly have the time to even figure that question out. There's so much to organize, consider, review and procrastinate on right? I've seen in many cases, the procrastination of answering this question will change the answer for the family. I'm gifted with knowledge, connections and mentoring from the top Retirement Income Specialists in the nation. They've given me tools, strategies, and with over 50 years of experience behind me, I know we can work together to design a plan that benefits you in the present.
WHO YOU ARE NOW IS NOT WHO YOU WILL BE WHEN YOU RETIRE
Oen of the biggest changes with retirement is your identity. For many of us, career defines our existence. When someone asks us who we are, we say we are an accountant, a school teacher, or a realtor. Imagine getting that same question when you're retired. It's kind of vague right? How do we find meaning and purpose in retirement? That's one of the things we discuss when you go through our planning process. Finding purpose often requires precise funding of that purpose. We will work with you to find out whom you can become in retirement, not just what cruise you will take next.
THE BIG F WORD
Everyone says, that fiduciary is the way to go these days, except no one is really willing to stand by that definition. In my family, our motto has always been people first and money second. That's what we will do! It should be that simple. If it's not for you with the person you are working with right now. Ask yourself, why is that?
When Are You Ready to REtire?
When do you want to retire depends on how much assets and income you can withdraw from those assets and benefits.
Finding this out is the first step.
After getting a clear financial snapshot or assets and benefits, you'll need to decide when to take income and when to leave it alone.
Test your retirement plan across the thousands of different scenarios. We test against rising inflation, taxes, recession, low-interest rates, and early deaths in the family along with many more risky circumstances to determine the best chance of success.